Despite India’s universal health care system, many Indians remain without adequate medical coverage. Despite attempts to use health insurance to increase accessibility, most Indians lack insurance. International students should expect to purchase private health insurance. Although India has a universal health care system, lack of coverage and infrastructure in the public sector means that many Indians turn to the private sector for healthcare needs. The higher costs of the private sector, however, are out of reach of many Indians, generating demand for private health insurance in India. Those who can afford to purchase private insurance to help pay for
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